Disclaimer

Last updated: February 26, 2026

1. General Information and Educational Purposes Only
The information, content, and materials provided on InsuranceQuestions.com (the “Site”) are intended for general informational, educational, and entertainment purposes only. The information provided is completely impartial and generated from general knowledge of the insurance industry, aimed at clarifying commonly confusing aspects of insurance.

2. Not Professional Financial or Legal Advice
We are an independent digital publishing property. The owners, contributors, authors, and administrators of InsuranceQuestions.com are NOT licensed insurance brokers, agents, certified financial planners, registered investment advisors, or attorneys.

None of the information on this Site constitutes, or is intended to constitute, professional financial advice, insurance advising, legal counsel, or tax advice. No fiduciary, agency, or professional client relationship is formed by reading our articles, participating in our comment sections, or engaging with our content. You should always seek the independent counsel of a qualified, licensed insurance professional, financial advisor, or legal representative regarding your individual circumstances before purchasing a policy, signing a contract, modifying existing coverage, or taking any other consequential action.

3. Accuracy and Timeliness of Information
The insurance industry is highly regulated and policies, premium rates, regulations, laws, and product offerings are constantly subject to change on a state-by-state (or regional) basis. While we strive to ensure that the information on our Site is accurate, complete, and up to date, we make no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or current applicability of the content. Insurance underwriting guidelines and rates discussed on this Site are estimations and scenarios created for illustrative purposes. InsuranceQuestions.com cannot guarantee the outcome or price of any policy quoting or claim processes.

4. External Links and Third-Party Advertising (AdSense)
Our Site contains links to external, third-party websites. Additionally, our Site utilizes advertising networks such as Google AdSense to display third-party advertisements. InsuranceQuestions.com has no direct control over the specific content of these automated advertisements, nor do we manage the content, privacy policies, or practices of any linked third-party web portals or carriers.

The appearance of advertisements, product reviews, or external links on this Site does not imply an endorsement or recommendation of the views, products, carriers, or services offered by these third parties. If you click on a third-party advertisement or link and leave our Site, you are interacting directly with the third party, entirely at your own risk.

5. Affiliate and Compensation Disclosure
In the future, or currently, InsuranceQuestions.com may engage in affiliate marketing. This means we may earn a small commission (at no additional cost to you) if you choose to request an insurance quote, click a link, or purchase a product through external partner links featured on our Site. This financial relationship never influences our editorial integrity, content neutrality, or our core mission to provide educational Q&A resources.

6. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall InsuranceQuestions.com, its authors, owners, or affiliates be held liable for any direct, indirect, incidental, consequential, special, or exemplary damages, financial losses, claims denied by insurers, or legal ramifications arising from or relating to your use of or reliance upon information presented on this Site. You alone assume full responsibility for your actions, decisions, and outcomes.

7. Contact Us
If you have questions about this Disclaimer or our editorial guidelines, you may reach out to us at:
Contact Email: [email protected] (Note: We cannot provide individualized insurance rate quotes or coverage advice through this email).