My grandfather stayed with the same insurance company for 40 years. He thought that if he was loyal, they would treat him better. He thought he was getting a “Loyalty Discount.” He was wrong. And if you’ve been with the same carrier for more than 3-5 years, you are probably overpaying too. The Truth About…
You are buying car insurance online. You see a checkbox for “Full Coverage” that costs $150/month, and one for “Liability Only” that costs $60/month. The temptation to save that $90 is huge. But before you click “Liability Only,” you need to know exactly what happens if you crash. Liability Only: Protecting “The Other Guy” If…
Let’s be honest: Insurance contracts are designed to be boring. They use words like “indemnification” and “actuary” just to confuse us. But there are two words you absolutely must understand before you sign anything: Premium and Deductible. If you get these wrong, you are either overpaying every month, or you’re going to have a heart attack when you actually file…
